7/2/2023 0 Comments Download swish adyenThe app connects the user’s phone number to their bank account and makes it possible to transfer money in real-time. The service works through a smartphone application. What was initially intended to be an app that would conduct private transactions between individuals has evolved into a system that caters to businesses and e-commerce platforms. Other institutions have also joined the network, namely Skandia, Sparbanken Syd and ICA Banken. The payments can be carried out 24/7 thanks to a settlement platform (Betalningar i realtid, BiR) that is jointly owned by banks. The app was released in 2012, enabled to conduct instant, real-time payments between user payment accounts. The concept was supported by the Bankgirot and the Central Bank of Sweden, as well as the Swedish savings bank which launched Getswish AB, the company that runs Swish and is headquartered in Stockholm. Swish is a product of cooperation of six large Swedish banks – Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB and Swedbank.
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